--- title: Bank of Canada maintains its policy rate description: On April 16, the Bank of Canada decided to maintain the policy rate from at 2.75%. image: https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2025/OG_PROJ-19-6_Hero_INSTANT_IA_EN.jpg --- [![iA-EN](https://iaconnected.ia.ca/hubfs/iAAH/Common/Logos/iA-EN.svg "iA-EN")](https://iaconnected.ia.ca/) [FR](https://linstantia.ia.ca/la-banque-du-canada-maintient-son-taux-directeur-07-2025/tags/actualites-economiques) # iA CONNECTED Your ongoing source of information. ![Hero\_image\_seul\_Dskp](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2025/Hero_image_seul_Dskp.jpg) ![Hero\_Instant\_iA\_Modifie\_dsktp](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2025/Hero_Instant_iA_Modifie_dsktp.jpg) [Home](https://iaconnected.ia.ca/) ### Bank of Canada maintains its policy rate July 31, 2025 Share with your colleagues | [![iA Groupe financier - Facebook](https://iaconnected.ia.ca/hs-fs/hubfs/Logo-reseaux-sociaux/ico-fb.png?width=31&name=ico-fb.png)](https://www.facebook.com/sharer/sharer.php?u=https://iaconnected.ia.ca/bank-of-canada-maintains-its-policy-rate/07-2025/tags/economic-news) [![iA Groupe financier - Linkedin](https://iaconnected.ia.ca/hs-fs/hubfs/Logo-reseaux-sociaux/ico-in.png?width=39&name=ico-in.png)](https://www.linkedin.com/sharing/share-offsite/?url=https://iaconnected.ia.ca/bank-of-canada-maintains-its-policy-rate/07-2025/tags/economic-news) [mailto:?subject=[Shared%20article]%20Bank%20of%20Canada%20maintains%20its%20policy%20rate&body=I%20recommend%20that%20you%20read%20the%20article%20'Bank%20of%20Canada%20maintains%20its%20policy%20rate'%20on%20iA%20CONNECTED:%20https://iaconnected.ia.ca/bank-of-canada-maintains-its-policy-rate/07-2025/tags/economic-news](mailto:?subject=[Shared%20article]%20Bank%20of%20Canada%20maintains%20its%20policy%20rate&body=I%20recommend%20that%20you%20read%20the%20article%20'Bank%20of%20Canada%20maintains%20its%20policy%20rate'%20on%20iA%20CONNECTED:%20https://iaconnected.ia.ca/bank-of-canada-maintains-its-policy-rate/07-2025/tags/economic-news) Bank of Canada maintains its policy rate 0:37 On July 30, the Bank of Canada decided to maintain the policy rate from at 2.75%. With still high uncertainty, the Canadian economy showing some resilience, and ongoing pressures on underlying inflation, Governing Council decided to hold the policy interest rate unchanged.    Effective rates on July 31, 2025 | Bank of Canada Policy Interest Rate | Royal Bank of Canada Prime Rate | | --- | --- | | **2.75%** | **4.95%** | | --- | --- |   [Consult the press release](https://www.bankofcanada.ca/2025/07/fad-press-release-2025-07-30/) issued by the Bank of Canada for more details.       Topic : [Economic news](https://iaconnected.ia.ca/tag/economic-news) Written by [iA](https://iaconnected.ia.ca/author/ia) [Previous](https://iaconnected.ia.ca/dynamic-funds-q2-2025-commentaries/tags/portolio-managers) [Next](https://iaconnected.ia.ca/win-5000-talking-about-the-client-space-could-pay-off/tags/digital-tools) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. ### Categories - [Digital evolution (28)](https://iaconnected.ia.ca/tag/digital-evolution) - [Economic news (4)](https://iaconnected.ia.ca/tag/economic-news) - [Insurance (56)](https://iaconnected.ia.ca/tag/insurance) - [Miscellaneous (6)](https://iaconnected.ia.ca/tag/miscellaneous) - [Portfolio Managers (9)](https://iaconnected.ia.ca/tag/portfolio-managers) - [Savings (50)](https://iaconnected.ia.ca/tag/savings) ### Stay informed [![Your tools](https://iaconnected.ia.ca/hubfs/Covid_microsite/en/Button-tools-en.png "Your tools")](https://iaconnected.ia.ca/your-tools) [![Procedures and FAQ](https://iaconnected.ia.ca/hubfs/Covid_microsite/en/Button-PROCEDURES-en.png "Procedures and FAQ")](https://iaconnected.ia.ca/useful-links) ![La compil macro](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2026/WGAM-1-7_Microsite_Playlist_Macro_PPT2_1920x1080_EN.jpg) ### The economic ideas driving the markets! 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