--- title: iA PAR Participating life insurance | Upcoming changes description: We are pleased to inform you that the iA PAR dividend scale interest rate will increase to 6.40% from January 1, 2027. iA PAR; participating account; dividend scale image: https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2025/OG_PROJ-19-6_Hero_INSTANT_IA_EN.jpg --- [![iA-EN](https://iaconnected.ia.ca/hubfs/iAAH/Common/Logos/iA-EN.svg "iA-EN")](https://iaconnected.ia.ca/) [FR](https://linstantia.ia.ca/changements-assurance-vie-avec-participation-ia-par/tags/assurance) # iA CONNECTED Your ongoing source of information. ![Hero\_Principal\_small](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2026/Hero_Principal_small.webp) ![Hero\_Principal\_small](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2026/Hero_Principal_small.webp) [Home](https://iaconnected.ia.ca/) ### iA PAR Participating life insurance | Upcoming changes November 2, 2026 Share with your colleagues | [![iA Groupe financier - Facebook](https://iaconnected.ia.ca/hs-fs/hubfs/Logo-reseaux-sociaux/ico-fb.png?width=31&name=ico-fb.png)](https://www.facebook.com/sharer/sharer.php?u=https://iaconnected.ia.ca/changes-ia-par-participating-life-insurance/tags/insurance) [![iA Groupe financier - Linkedin](https://iaconnected.ia.ca/hs-fs/hubfs/Logo-reseaux-sociaux/ico-in.png?width=39&name=ico-in.png)](https://www.linkedin.com/sharing/share-offsite/?url=https://iaconnected.ia.ca/changes-ia-par-participating-life-insurance/tags/insurance) [mailto:?subject=[Shared%20article]%20iA%20PAR%20Participating%20life%20insurance%20|%20Upcoming%20changes&body=I%20recommend%20that%20you%20read%20the%20article%20'iA%20PAR%20Participating%20life%20insurance%20|%20Upcoming%20changes'%20on%20iA%20CONNECTED:%20https://iaconnected.ia.ca/changes-ia-par-participating-life-insurance/tags/insurance](mailto:?subject=[Shared%20article]%20iA%20PAR%20Participating%20life%20insurance%20|%20Upcoming%20changes&body=I%20recommend%20that%20you%20read%20the%20article%20'iA%20PAR%20Participating%20life%20insurance%20|%20Upcoming%20changes'%20on%20iA%20CONNECTED:%20https://iaconnected.ia.ca/changes-ia-par-participating-life-insurance/tags/insurance) iA PAR Participating life insurance | Upcoming changes 1:54 We are pleased to inform you that the iA PAR dividend scale interest rate **will increase to 6.40% from January 1, 2027**. This increase reflects an asset management strategy focused on maximizing long-term returns through the ongoing optimization of asset classes. Thanks to the strength of our participating account, assets under management are on track to reach $1 billion by 2028, creating even greater long-term value for policyholders. The illustration of the new rate in **[EVO](https://iaa.secureweb.inalco.com/MKMWPN23/Evo)** will be available on November 30, 2026. **iA PAR Wealth: Compensation schedule changes effective November 30, 2026** To reinforce our commitment to participating policyholders while supporting the long-term sustainability of the product, we are making changes to the compensation schedule for the Wealth version of iA PAR. This new, more levelized commission structure will better align compensation with the importance of your advisory role, which extends well beyond the initial sale and underwriting process.   | The new compensation schedule for the Wealth version of iA PAR will apply to policies submitted on or after November 30, 2026. | | --- |   Topic : [Insurance](https://iaconnected.ia.ca/tag/insurance) Written by [iA](https://iaconnected.ia.ca/author/ia) [Previous](https://iaconnected.ia.ca/rising-interest-rates-what-can-we-expect-going-forward/tags/savings) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. ### Categories - [Digital evolution (30)](https://iaconnected.ia.ca/tag/digital-evolution) - [Economic news (4)](https://iaconnected.ia.ca/tag/economic-news) - [Insurance (61)](https://iaconnected.ia.ca/tag/insurance) - [Miscellaneous (9)](https://iaconnected.ia.ca/tag/miscellaneous) - [Portfolio Managers (9)](https://iaconnected.ia.ca/tag/portfolio-managers) - [Savings (55)](https://iaconnected.ia.ca/tag/savings) ### Stay informed [![Your tools](https://iaconnected.ia.ca/hubfs/Covid_microsite/en/Button-tools-en.png "Your tools")](https://iaconnected.ia.ca/your-tools) [![Procedures and FAQ](https://iaconnected.ia.ca/hubfs/Covid_microsite/en/Button-PROCEDURES-en.png "Procedures and FAQ")](https://iaconnected.ia.ca/useful-links) ![La compil macro](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2026/WGAM-1-7_Microsite_Playlist_Macro_PPT2_1920x1080_EN.jpg) ### The economic ideas driving the markets! 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