--- title: Does their mortgage insurance offer as much? description: iA; term life insurance; mortgage; calculator image: https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2025/OG_PROJ-19-6_Hero_INSTANT_IA_EN.jpg --- [![iA-EN](https://iaconnected.ia.ca/hubfs/iAAH/Common/Logos/iA-EN.svg "iA-EN")](https://iaconnected.ia.ca/) [FR](https://linstantia.ia.ca/leur-assurance-hypothecaire-en-fait-elle-autant-2026/tags/assurance) # iA CONNECTED Your ongoing source of information. ![Hero\_image\_seul\_Dskp](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2025/Hero_image_seul_Dskp.jpg) ![Hero\_Instant\_iA\_Modifie\_dsktp](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2025/Hero_Instant_iA_Modifie_dsktp.jpg) [Home](https://iaconnected.ia.ca/) ### Does their mortgage insurance offer as much? May 28, 2026 Share with your colleagues | [![iA Groupe financier - Facebook](https://iaconnected.ia.ca/hs-fs/hubfs/Logo-reseaux-sociaux/ico-fb.png?width=31&name=ico-fb.png)](https://www.facebook.com/sharer/sharer.php?u=https://iaconnected.ia.ca/does-their-mortgage-insurance-offer-as-much-2026/tags/insurance) [![iA Groupe financier - Linkedin](https://iaconnected.ia.ca/hs-fs/hubfs/Logo-reseaux-sociaux/ico-in.png?width=39&name=ico-in.png)](https://www.linkedin.com/sharing/share-offsite/?url=https://iaconnected.ia.ca/does-their-mortgage-insurance-offer-as-much-2026/tags/insurance) [mailto:?subject=[Shared%20article]%20Does%20their%20mortgage%20insurance%20offer%20as%20much?&body=I%20recommend%20that%20you%20read%20the%20article%20'Does%20their%20mortgage%20insurance%20offer%20as%20much?'%20on%20iA%20CONNECTED:%20https://iaconnected.ia.ca/does-their-mortgage-insurance-offer-as-much-2026/tags/insurance](mailto:?subject=[Shared%20article]%20Does%20their%20mortgage%20insurance%20offer%20as%20much?&body=I%20recommend%20that%20you%20read%20the%20article%20'Does%20their%20mortgage%20insurance%20offer%20as%20much?'%20on%20iA%20CONNECTED:%20https://iaconnected.ia.ca/does-their-mortgage-insurance-offer-as-much-2026/tags/insurance) Does their mortgage insurance offer as much? 1:49 iA term life insurance offers the most value on the market. This week, we launch our Canadian promotional campaign that will run all summer long, starting with the mortgage clientele.     **Why prioritize mortgage clients?** Right now, during the real estate buying season, it’s a good time to remind clients of the advantages of term life insurance over mortgage insurance from lending institutions. Here are 3 key differences with iA: | **With iA Financial Group** | **With a lender** | | --- | --- | | The client chooses their beneficiaries | The lender is the beneficiary | | The monthly premium is fixed and guaranteed | The premium may increase if the loan is changed | | If the mortgage lender changes, the contract remains unchanged | The insurance contract is not transferable to a new mortgage lender |   **Generate leads with the improved iA mortgage insurance calculator** We’re directing our promotional initiatives to our mortgage insurance calculator to generate leads for you. We’ll be running a digital campaign, sending targeted emails to clients aged 30 to 49 who don’t have term life insurance. We will add your personalized link to preserve your client-advisor relationship. **Don’t hesitate to be proactive and contact your clients.** [![Try it now](https://no-cache.hubspot.com/cta/default/4733265/1d3fbd0f-f29c-4749-8f7c-49af7a4388d8.png)](https://cta-redirect.hubspot.com/cta/redirect/4733265/1d3fbd0f-f29c-4749-8f7c-49af7a4388d8)   | **Tools** In addition to mortgage clients, young adults and pre-retirees will also be targeted. Check out these resources: - Toolbox - Mortgage calculator - Tip: Use your personalized link for the calculator [![Toolbox](https://no-cache.hubspot.com/cta/default/4733265/e1d49c70-a857-47b1-ad48-45013ffa2a40.png)](https://cta-redirect.hubspot.com/cta/redirect/4733265/e1d49c70-a857-47b1-ad48-45013ffa2a40) | | --- |   **The most value for your clients: you’re in the right place!** - Instant decision for coverage up to $5M - T10 conversion option recently [extended to 7 years](https://iaconnected.ia.ca/the-t10-switch-option-has-been-extended-a-golden-opportunity-to-reach-out-to-your-clients/tags/insurance) - NEW: [Self-service online transactions](https://iaconnected.ia.ca/self-service-online-transactions-more-than-20-new-types/tags/digital-evolution)  In addition, all iA individual life insurance beneficiaries now have access to Empathy's full suite of bereavement support services – [read the article](https://iaconnected.ia.ca/new-empathy-when-your-clients-loved-ones-need-it-most/tags/insurance)!   Topic : [Insurance](https://iaconnected.ia.ca/tag/insurance) Written by [iA](https://iaconnected.ia.ca/author/ia) [Previous](https://iaconnected.ia.ca/q1-2026-quarterly-reviews-of-your-favourite-fidelity-funds/tags/portfolio-managers) [Next](https://iaconnected.ia.ca/online-claims-form-improvements/tags/insurance) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. ### Categories - [Digital evolution (28)](https://iaconnected.ia.ca/tag/digital-evolution) - [Economic news (4)](https://iaconnected.ia.ca/tag/economic-news) - [Insurance (56)](https://iaconnected.ia.ca/tag/insurance) - [Miscellaneous (6)](https://iaconnected.ia.ca/tag/miscellaneous) - [Portfolio Managers (9)](https://iaconnected.ia.ca/tag/portfolio-managers) - [Savings (50)](https://iaconnected.ia.ca/tag/savings) ### Stay informed [![Your tools](https://iaconnected.ia.ca/hubfs/Covid_microsite/en/Button-tools-en.png "Your tools")](https://iaconnected.ia.ca/your-tools) [![Procedures and FAQ](https://iaconnected.ia.ca/hubfs/Covid_microsite/en/Button-PROCEDURES-en.png "Procedures and FAQ")](https://iaconnected.ia.ca/useful-links) ![La compil macro](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2026/WGAM-1-7_Microsite_Playlist_Macro_PPT2_1920x1080_EN.jpg) ### The economic ideas driving the markets! 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