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GIF & HISA rates | In effect March 10, 2023

March 10, 2023

Your clients seek stability and want to protect their capital from market fluctuations ? GIFs offer a fixed, guaranteed interest rate for the entire duration of their investment. The one-year term is at its highest rate since 2007! 

The high interest savings account (HISA) could be a great option for those who wish to put money aside while waiting for the right time to invest in the markets. This week's rate is at its highest since its creation in 2019! 



Guaranteed interest funds (GIFs) & HISA, more than just rates!
  • High yield, no risk
  • Can be held by individuals and corporations
  • Possible protection against creditors
  • No management fees
  • Quick and easy payment at death
  • Offered in all registration types
  • Withdrawals possible at any time
    • GIF: Redemption fees may apply if withdrawals are made prior to the maturity date
    • HISA: Withdrawals without fees


1 Rates are reviewed weekly and are subject to change without notice. To view our current rates at any time, visit ia.ca/fixed-income-investment-rate.

Topic : Savings

Written by iA

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