Newcomers

A clientele with great potential!

Grow your business by helping newcomers establish themselves financially in Canada.

Guide them in making the best decision for their finances with iA's savings and insurance solutions. 

 

 

Your tools

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iA helps you approach this new market segment with tools, in different languages. Feel free to share any of those with your clients.

  • All documents available in French and English, and even some in Mandarin and Punjabi:

Mandarin:

Insurance and living benefits

Savings and retirement

 

Punjabi:

Insurance and living benefits

Savings and retirement

 

Available in French, English, Mandarin and Punjabi.

 

 

  • Advice Zone targeted articles you can share:

Establishing yourself financially in Canada

The Canadian health care system

Taking care of your health once you’ve arrived in Canada

 

More about this clientele

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Who are they?

  • High concentration of university graduates
  • Above-average household income, with children
  • Live in areas with a high proportion of newcomers
  • Relatively high proportion of blue-collar workers
  • High insurance amounts
    • Highest proportion of CI insurance as first product (compared to other clienteles)
    • More than 1/3 have a pre-admission experience
  • More than 1/2 are skilled workers and professionals employed by vital industries in Canada and help grow the country’s economy

 

iA underwriting offers* and benefits

In most cases, immigration documents are no longer required

54% can have their cases instantly approved for amounts up to $2M

Fewer medical requirements for certain ages and amounts

Immigration status: More answer options to better reflect reality

International students with a study permit can purchase up to $250,000 in life insurance

Foreign assets are taken into account (for permanent status only)

 

*Example: With Access Life, there's no limitations. Legal status is not a factor. Quick and easy underwriting without a medical exam, for amounts up to $500,000.

 

Individuals without official status 

iA differentiates itself from the competition for newcomers to Canada and may also be able to offer an amount of Life insurance to individuals whose status is not listed.

Click on each documents to find out iA's eligibility and guidelines.