iA CONNECTED

Your ongoing source of information.

Hero_image_seul_Dskp Hero_Instant_iA_Modifie_dsktp

Term life insurance | Making a first insurance policy a smart new habit

July 22, 2026

Term life insurance | Making a first insurance policy a smart new habit
1:29

The term life insurance campaign is entering a new phase. This time, we’re setting our sights on a high-potential segment: young adults.

Given the significant premium reductions, now is the perfect time to offer your clients aged 18 to 29 their first term life insurance policy. This coverage is accessible, flexible and now even more cost-effective.

 

Why now?

Young adults are diving headfirst into their first major commitments: a steady job, student loans, a car loan, a relationship, their first home. Even though life insurance isn’t always their first thought, it can quickly become essential protection for what they’re starting to build.

  • T10: One of the most affordable entry-level options for 15- to 25-year-olds.
  • T20: Enhanced coverage at a competitive price, very popular among young adults.
  • Flexibility: Options for renewal, conversion and exchange to adapt to their evolving needs.
  • Guaranteed insurability: Several options for converting and renewing the insurance without medical exams at maturity.


 

*The average reductions shown are calculated based on all premium reductions and apply to non-smokers. Premium reductions don't apply to riders of income protection or disability insurance products (Assure&go).

 

 

Unlock your growth opportunities

 

Topic : Insurance

  • There are no suggestions because the search field is empty.
Your tools
Procedures and FAQ
La compil macro

The economic ideas driving the markets!

With Sébastien Mc Mahon and his team

iAGAM Insights

Stay up to date with Keys to the market, economic reviews from our experts and more!