--- title: Modernization of Transition critical illness insurance description: Starting November 24, the Transition product will feature an enhanced experience, allowing you to perform new self-service transactions in the Advisor Centre, as you can with Access Life. This modernized experience comes with minor changes. image: https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2025/OG_PROJ-19-6_Hero_INSTANT_IA_EN.jpg --- [![iA-EN](https://iaconnected.ia.ca/hubfs/iAAH/Common/Logos/iA-EN.svg "iA-EN")](https://iaconnected.ia.ca/) [FR](https://linstantia.ia.ca/modification-transition/tags/assurance) # iA CONNECTED Your ongoing source of information. ![Hero\_image\_seul\_Dskp](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2025/Hero_image_seul_Dskp.jpg) ![Hero\_Instant\_iA\_Modifie\_dsktp](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2025/Hero_Instant_iA_Modifie_dsktp.jpg) [Home](https://iaconnected.ia.ca/) ### Modernization of Transition critical illness insurance November 17, 2025 Share with your colleagues | [![iA Groupe financier - Facebook](https://iaconnected.ia.ca/hs-fs/hubfs/Logo-reseaux-sociaux/ico-fb.png?width=31&name=ico-fb.png)](https://www.facebook.com/sharer/sharer.php?u=https://iaconnected.ia.ca/transition-modification/tags/insurance) [![iA Groupe financier - Linkedin](https://iaconnected.ia.ca/hs-fs/hubfs/Logo-reseaux-sociaux/ico-in.png?width=39&name=ico-in.png)](https://www.linkedin.com/sharing/share-offsite/?url=https://iaconnected.ia.ca/transition-modification/tags/insurance) [mailto:?subject=[Shared%20article]%20Modernization%20of%20Transition%20critical%20illness%20insurance&body=I%20recommend%20that%20you%20read%20the%20article%20'Modernization%20of%20Transition%20critical%20illness%20insurance'%20on%20iA%20CONNECTED:%20https://iaconnected.ia.ca/transition-modification/tags/insurance](mailto:?subject=[Shared%20article]%20Modernization%20of%20Transition%20critical%20illness%20insurance&body=I%20recommend%20that%20you%20read%20the%20article%20'Modernization%20of%20Transition%20critical%20illness%20insurance'%20on%20iA%20CONNECTED:%20https://iaconnected.ia.ca/transition-modification/tags/insurance) Modernization of Transition critical illness insurance 1:17   Starting November 24, the Transition product will offer an enhanced after-sales experience, allowing you to perform new [self-service transactions](https://iaa.secureweb.inalco.com/cw/individual-insurance-savings-retirement/digital-guide) in the Advisor Centre. This modernized experience comes with minor changes.   - The increased benefit rider will become the guaranteed insurability rider - Only one insured per policy (removal of the multi-insured option) - Removal of [coverage options, riders and supplemental benefits](https://iaa.secureweb.inalco.com/cw/-/media/documents-repository/individual-insurance-savings-and-retirement/individual-insurance/2025/11/summary-table-of-changes-transition.pdf) with low demand\*. [![Consult the FAQ](https://no-cache.hubspot.com/cta/default/4733265/07b3ed12-7bed-4c9a-a35e-79d8f0ab3c6f.png)](https://cta-redirect.hubspot.com/cta/redirect/4733265/07b3ed12-7bed-4c9a-a35e-79d8f0ab3c6f)   | **Ongoing Applications in EVO: Automatic Migration to the New Version**   Good news: On November 24, all your current Transition sales applications will be automatically migrated to the new version!   Do you wish to retain the coverage options, riders and supplemental benefits that were removed prior to the migration?   Submit your applications by November 24 to retain these options.   **Reminder** You can create separate policies for each insured person in EVO at any time. | | --- |   The [ia.ca](https://ia.ca/individuals/insurance/health-disability-insurance/critical-illness-insurance/transition-en) website, the [Advisor Centre](https://iaa.secureweb.inalco.com/MKMWPVP5/Produits/Assurance/MaladieGrave/TransitionEtTransitionEvolution) and documents intended for advisors and clients will be updated to reflect these changes as of November 24.   \*Please note that Accidental Fracture will no longer be available for all life insurance products as of November 24.      Topic : [Insurance](https://iaconnected.ia.ca/tag/insurance) Written by [iA](https://iaconnected.ia.ca/author/ia) [Previous](https://iaconnected.ia.ca/evo-enrolment-simplified-electronic-signature-process/savings) [Next](https://iaconnected.ia.ca/equibuild-legacy-2026/tags/insurance) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. ### Categories - [Assurance (1)](https://iaconnected.ia.ca/tag/assurance) - [Digital evolution (28)](https://iaconnected.ia.ca/tag/digital-evolution) - [Economic news (4)](https://iaconnected.ia.ca/tag/economic-news) - [Insurance (58)](https://iaconnected.ia.ca/tag/insurance) - [Miscellaneous (7)](https://iaconnected.ia.ca/tag/miscellaneous) - [Portfolio Managers (9)](https://iaconnected.ia.ca/tag/portfolio-managers) - [Savings (51)](https://iaconnected.ia.ca/tag/savings) ### Stay informed [![Your tools](https://iaconnected.ia.ca/hubfs/Covid_microsite/en/Button-tools-en.png "Your tools")](https://iaconnected.ia.ca/your-tools) [![Procedures and FAQ](https://iaconnected.ia.ca/hubfs/Covid_microsite/en/Button-PROCEDURES-en.png "Procedures and FAQ")](https://iaconnected.ia.ca/useful-links) ![La compil macro](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2026/WGAM-1-7_Microsite_Playlist_Macro_PPT2_1920x1080_EN.jpg) ### The economic ideas driving the markets! 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