Did you now that iA offers a permanent insurance solution with flexible deposits that helps wealth growth?
Like Jay, your clients are not always aware of their long-term needs. However, with Genesis universal life insurance at YRT costs and the face amount + fund option, Jay can achieve his objective of maximizing his death benefit in addition to…
- Allowing his face amount to grow
- Investing in a tax-free vehicle with excellent chances of long-term growth (over 30 investment accounts to choose from)
- Having access to cash without impacting the face amount
- Enjoying flexibility in terms of deposits based on the budget available
- Benefiting from an accumulation bonus of 0.75% starting year 1
|
Jay, age 35, annual premium of $3,720 |
|||
| Age | Face Amount | Accumulation Fund | Death Benefit |
| 50 | $500,000 | $60,971 | $560,971 |
| 65 | $500,000 | $152,135 | $652,135 |
| 80 | $500,000 | $211,456 | $711,456 |
| The rate of return required for the policy to remain in force until it is paid up at age 90 is 3.41%. | |||
To help you with your sales, please refer to the tools listed below:
- New YRT brochure (F13-1062A)
- Product summary (F13-638A)
- A singular solution for all your needs (F13-635A)
- Genesis investment options (F13-637A)
