Did you know… rising interest rates = an opportunity in disguise?
Rising interest rates have led many people to tighten their finances, but they have also had a positive impact on some investments!
iA’s guaranteed interest funds (GIFs) have been among the first to benefit as they now offer higher returns:
If some of your clients are wanting to avoid risky investments with today’s volatile markets, why not present them with this opportunity?
For new investments, GIFs represent an interesting complement to bonds for investors looking for more financial stability. The portion of their portfolio invested in GIFs allows them to:
- Reduce the risks associated with volatility
- Benefit from a fixed interest rate, which is not the case with bonds or equity fund rates that are prone to fluctuate
- Improve their portfolio diversification
Our GIFs also come with many other interesting benefits:
- They can be redeemed at any time, unlike a bank GIC
- They provide protection against creditors
- They allow beneficiaries to receive fast payment in the event of death
- They have no management fees
Note that it remains important to consider your client’s investor profile. While GIFs offer enviable security in times of market volatility, having a diversified portfolio remains the best way to benefit from various market opportunities.
