For a third consecutive year, iA is increasing the dividend scale interest rate of iA PAR from 6.25% to 6.35% starting January 1, 2025. The illustration of the new rate in EVO will be available on November 22, 2024.
This decision results from a comprehensive review of the underlying participation scale assumptions carried out this year. This increase will positively impact all contracts. Furthermore, given the variable mortality experience in each category and updated expenses, there could be varying effects depending on different policyholder profiles.
A solid and diversified long-term investment strategy
The decision to increase the dividend scale interest rate is based on our solid and diversified investment strategy. In the current favourable economic climate, it is our best estimate of the expected return on the assets held in the long-term account.
This strategy is managed by the experts at iA Global Asset Management (iAGAM), who constantly aim to ensure long-term stability for our clients.
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Each year, the board of directors determines the amount of the dividend to be paid, in accordance with the dividend policy. This policy governs the fair distribution of dividends to clients. The dividend amount is set according to the dividend scale, which varies based on investment return, lapse rate, mortality and expenses related to the participating policy block of business.
