We’re pleased to announce an increase to the dividend scale interest rate (DSIR) for iA PAR, our participating life insurance product, from 6.35% to 6.40%, effective January 1, 2027.
This increase reflects an asset management strategy focused on maximizing long-term returns through the ongoing optimization of asset classes. Thanks to the strength of our participating account, assets under management are on track to reach $1 billion by 2028, creating even greater long-term value for policyowners.
Experience Review: Dividend Scale
Non-investment factors, such as mortality, expenses and other factors, are updated annually based on the actual experience of the dividend scale. The impact of these factors on the calculation of the dividend scale will vary depending on individual policyowner profiles and the iA PAR product version (Wealth or Estate).
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iA PAR: big things are coming! |
Each year, the Board of Directors determines the amount of the dividend to be paid, in accordance with the dividend policy. This policy governs the fair distribution of dividends among policyowners. The dividend amount is set according to the dividend scale, which is calculated using the dividend formula and varies based on interest, mortality, expenses and other factors.
