iA PAR | For a successful wealth transfer

We are in the midst of the largest intergenerational wealth transfer in history, with close to a trillion dollars in financial assets and real estate changing hands in the coming years!¹

It’s a unique opportunity for you to guide your clients through this transition and at iA, we’ve got you covered with the tools, products, and support you need to do so.

More than just protection

iA PAR participating life insurance is more than just protection—it’s an outstanding wealth transfer solution. The Estate version offers the client the opportunity to maximize long-term growth in both surrender value and death benefit, in addition to ensuring that they leave behind a tax-efficient legacy to their heirs:

Maximizes the net estate value and minimizes taxes at death (when iA PAR is used for asset diversification)
Provides a tax-free financial cushion to cover capital gains taxes and expenses related to the estate settlement
Offers the potential for additional growth, thanks to annual dividends if they are used to purchase paid-up additions

It’s an interesting solution for affluent clients, incorporated professionals, and business owners who:

Have maximized their registered plans
Are seeking tax-efficient asset diversification

Support and resources

Explore our latest tools and watch our experts’ presentations:

✨ NEW ✨

This brochure shows how iA PAR is a valuable asset to have in your wealth transfer toolkit, and includes case studies.

Also available in Mandarin

See how iA PAR can be a solid foundation on which the next generation can build their future:	See how iA PAR can help you provide higher estate value:

iA Large Case Solutions

Our team of experts offers customized, simple, high-performance solutions that enable you to meet the specific needs of your affluent clients, professionals, and business owners.

iA PAR | For a Successful Wealth Transfer

¹ Financial Post

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