---
title: Contract issue and delivery | Now faster and fully digital
description: As of March 30, the modernized contract delivery experience will be available for new term and whole life insurance sales (already in place for Access Life and Transition).
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### Contract issue and delivery | Now faster and fully digital

 March 26, 2026

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Contract issue and delivery | Now faster and fully digital

1:37

As of **March 30**, the modernized contract delivery experience will be available for new term and whole life insurance sales (already in place for Access Life and Transition).

**Over 50% of contracts delivered automatically in under 5 minutes!**

What does this mean for you? Fewer manual actions and administrative follow-ups, **giving you more time to focus on what truly matters!**

👉 The contract is instantly delivered to the client through My Client Space, and you will be notified in the Business Tracker of the Advisor Centre. Each notification is an opportunity to reconnect with your clients!   
[![Read more](https://no-cache.hubspot.com/cta/default/4733265/b6aee81a-9fcf-4d0d-be54-a266f8664b1a.png)](https://cta-redirect.hubspot.com/cta/redirect/4733265/b6aee81a-9fcf-4d0d-be54-a266f8664b1a)

---

 

### Contracts with amendments: simplified e signature process

Electronic signature is now fully integrated into the delivery process, without the need for external tools such as DocuSign. Tracking is automated and faster.

 

**Enhancement of the Payable/Cash on delivery option**

- Contract effective date automatically generated upon acceptance
- Premiums withdrawn only upon contract acceptance
- End of retroactive withdrawals and effective date change requests

**The replacement process also goes digital**

- Ability to use electronic signature (no need to complete form F1EA)
- Faster processing and contract effective date
- Secure electronic transmission of replacement notices with electronic signature and centralized requirements in the Business Tracker

**Annual pre-authorized debit (PAD) now available as a payment method**

Clients now have even more options: they can choose between monthly or annual (new) payments.

Contracts can now be issued up to the **31st of the month** and clients can pay their premium at any time within 30 days of their policy’s monthly renewal date. 

 

### Multiple insureds: an improved journey in EVO

As of March 30, 2026, new term life and whole life insurance sales will no longer allow adding multiple insureds on a single policy. Howver, clients will, continue to benefit from policy fee discounts.

- One illustration, individual policies issued
- Faster issuance, often instant
- Elimination of dissociations, as each insured has their own policy
- Easier multi-ownership to add coverage more efficiently

 

**Even more self-service transactions**

You can now carry out more than 20 self-service transactions directly in your Advisor Centre!

[![Read the article](https://no-cache.hubspot.com/cta/default/4733265/4eadf3f9-b8c9-44a4-9098-161cdcbe25b1.png)](https://cta-redirect.hubspot.com/cta/redirect/4733265/4eadf3f9-b8c9-44a4-9098-161cdcbe25b1)

 Topics : [Insurance](https://iaconnected.ia.ca/tag/insurance), [Digital evolution](https://iaconnected.ia.ca/tag/digital-evolution)

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