iA CONNECTED

Your ongoing source of information.

Equibuild | Increased to 6% for 2025, illustration in EVO on November 22

November 20, 2024

As of January 1, 2025, the EquiBuild Fund Declared Rate will be 6.0%.

 

Equibuild Fund Declared Rate
2024 2025
5.5% 6.0%

 

Consequently, the rate used to calculate the annual bonus for in-force EquiBuild policies will be 6.0% and the rate credited to the EquiBuild account will be 4.5% (the Fund's declared rate less a management fee of 1.5%).

 

The increased rate is the result of our solid and diversified investment strategy, the smoothing formula1 and the current favorable economic climate. For more information, see the Fund document.

 

1 The smoothing formula is based on long-term return estimates, while spreading out major fluctuations, both positive and negative, in the Fund's actual returns against the credited returns in order to foster a stable rate with low volatility from one year to the next.

 

Topic : Insurance

  • There are no suggestions because the search field is empty.
Your tools
Procedures and FAQ

Economic News with Sébastien Mc Mahon

Check out his analyses on what’s happening on the financial markets.

iAGAM Insights

Stay up to date with Keys to the market, economic reviews from our experts and more!