--- title: "TCR 🤝 F-Class: Management fees now reduced" description: F-Class offers clarity and flexibility for high-net-worth clients who are fee-conscious. We have just lowered the management fees (MER). image: https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2025/OG_PROJ-19-6_Hero_INSTANT_IA_EN.jpg --- [![iA-EN](https://iaconnected.ia.ca/hubfs/iAAH/Common/Logos/iA-EN.svg "iA-EN")](https://iaconnected.ia.ca/) [FR](https://linstantia.ia.ca/reductions-cat-f-mars-2026/tags/epargne) # iA CONNECTED Your ongoing source of information. ![Hero\_image\_seul\_Dskp](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2025/Hero_image_seul_Dskp.jpg) ![Hero\_Instant\_iA\_Modifie\_dsktp](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2025/Hero_Instant_iA_Modifie_dsktp.jpg) [Home](https://iaconnected.ia.ca/) ### TCR 🤝 F-Class: Management fees now reduced March 25, 2026 Share with your colleagues | [![iA Groupe financier - Facebook](https://iaconnected.ia.ca/hs-fs/hubfs/Logo-reseaux-sociaux/ico-fb.png?width=31&name=ico-fb.png)](https://www.facebook.com/sharer/sharer.php?u=https://iaconnected.ia.ca/f-class-fee-reductions-march2026/tags/savings) [![iA Groupe financier - Linkedin](https://iaconnected.ia.ca/hs-fs/hubfs/Logo-reseaux-sociaux/ico-in.png?width=39&name=ico-in.png)](https://www.linkedin.com/sharing/share-offsite/?url=https://iaconnected.ia.ca/f-class-fee-reductions-march2026/tags/savings) [mailto:?subject=[Shared%20article]%20TCR%20🤝%20F-Class:%20Management%20fees%20now%20reduced&body=I%20recommend%20that%20you%20read%20the%20article%20'TCR%20🤝%20F-Class:%20Management%20fees%20now%20reduced'%20on%20iA%20CONNECTED:%20https://iaconnected.ia.ca/f-class-fee-reductions-march2026/tags/savings](mailto:?subject=[Shared%20article]%20TCR%20🤝%20F-Class:%20Management%20fees%20now%20reduced&body=I%20recommend%20that%20you%20read%20the%20article%20'TCR%20🤝%20F-Class:%20Management%20fees%20now%20reduced'%20on%20iA%20CONNECTED:%20https://iaconnected.ia.ca/f-class-fee-reductions-march2026/tags/savings) Combining clarity and flexibility, F-Class is an option worth considering for certain clients with significant assets who may be particularly sensitive to fees following Total Cost Reporting (TCR) requirements. All the more so since we have just reduced the management expense ratio for most F-Class funds! 👇   ### Management expense ratio (MER) reductions Below are the average MER reductions1 of segregated funds **held in F-Class**:   - -0.30% | All equity funds - -0.30% | All managed solutions      - -0.30% | All diversified funds   - -0.23% | All Indexia funds    1Reductions in effect since March 16, 2026, and calculated in relation to our most recently published MERs. The reduction shown is an average of those applicable to the Classic 75/75 and 75/100 Series including Prestige 300 and Prestige 500. For more details, see the [Fund Codes and Management Expense Ratios](https://iaa.secureweb.inalco.com/cw/-/media/documents-repository/individual-insurance-savings-and-retirement/individual-savings-and-retirement/2019/06/prod006894.pdf) (F13-1000A) document.   F-Class: Is it right for you, and how does it work? Unlike other sales charge options, where the advisor’s compensation is included in the total MER and therefore the same for everyone, F-Class excludes the compensation component, which is then: - Negotiated with the client, based on the level of service provided and their total assets - Deducted directly from the contract—the client sees exactly what they are paying for your advice - Presented clearly on investment statements, in accordance with TCR requirements   Step 1: Get informed! We strongly recommend that you assess beforehand whether F-Class is the right choice for you, as it differs significantly from other sales charge options (it involves negotiation and sales tax management). Please review these documents: - [F-Class - Fee-based investing ](https://iaa.secureweb.inalco.com/cw/-/media/documents-repository/individual-insurance-savings-and-retirement/individual-savings-and-retirement/2019/10/f13-1051a-categorie-f.pdf) - [Get ready for F-Class](https://iaa.secureweb.inalco.com/cw/-/media/documents-repository/individual-insurance-savings-and-retirement/individual-savings-and-retirement/2019/10/f13-1055a.pdf)  - 🔒 [Guide – F-Class](https://iaa.secureweb.inalco.com/cw/-/media/documents-repository/individual-insurance-savings-and-retirement/individual-savings-and-retirement/2019/10/f51-350a---categorie-f---courtage.pdf) (Brokerage network) (login required) - 🔒 [Guide - F-Class](https://iaa.secureweb.inalco.com/cw/-/media/documents-repository/individual-insurance-savings-and-retirement/individual-savings-and-retirement/2019/10/f51-350a-career-network.pdf) (Career network) (login required)     Navigate change with confidence “Stay ahead of the curve with your expert advice and products that make a difference.” Topic : [Savings](https://iaconnected.ia.ca/tag/savings) Written by [iA](https://iaconnected.ia.ca/author/ia) [Previous](https://iaconnected.ia.ca/mer-reductions-march-2026/tags/savings) [Next](https://iaconnected.ia.ca/middle-east-conflict-financial-outlook-2026/tags/savings) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. ### Categories - [Digital evolution (28)](https://iaconnected.ia.ca/tag/digital-evolution) - [Economic news (4)](https://iaconnected.ia.ca/tag/economic-news) - [Insurance (56)](https://iaconnected.ia.ca/tag/insurance) - [Miscellaneous (6)](https://iaconnected.ia.ca/tag/miscellaneous) - [Portfolio Managers (9)](https://iaconnected.ia.ca/tag/portfolio-managers) - [Savings (50)](https://iaconnected.ia.ca/tag/savings) ### Stay informed [![Your tools](https://iaconnected.ia.ca/hubfs/Covid_microsite/en/Button-tools-en.png "Your tools")](https://iaconnected.ia.ca/your-tools) [![Procedures and FAQ](https://iaconnected.ia.ca/hubfs/Covid_microsite/en/Button-PROCEDURES-en.png "Procedures and FAQ")](https://iaconnected.ia.ca/useful-links) ![La compil macro](https://iaconnected.ia.ca/hubfs/Individuel/instant-iA/2026/WGAM-1-7_Microsite_Playlist_Macro_PPT2_1920x1080_EN.jpg) ### The economic ideas driving the markets! 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