GIFs: 1-year term at 4.85%, the best rate since 2007!
HISA: 4.45%, the highest rate since it's creation!
HISA: 4.45%
GIFs:
Investment between $500 and $24,999
| Term | This week's rate1 |
| 1 month | 3.45% |
| 1 year | 4.85% |
| 2 years | 4.75% |
| 3 years | 4.55% |
| 4 years | 4.30% |
| 5 years | 4.30% |
| 10 years | 4.30% |
Investment of $25,000 or more
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To go further: In the Document Centre > type : GIF tool in the search bar > Click on GIF Excel Tool - July 7, 2023 > Use the tool with your client!
Reminder: If you are concerned about a rate reduction of a GIF of less than $1M, you can use the Interest Rate Guarantee Agreement form (F50-238A) to guarantee, for a period of 60 days, the interest rate of the day. This agreement is irrevocable; the interest rate guaranteed at signing will prevail over the interest rate in effect, for the amount indicated on the form.
Inform your clients
⭐Advice Zone : an article to share
- Web Showcase publication: Financial stability | GIF & HISA
- Client email template: GIFs and HISA: two worry-free solutions that pay!
- New web pages on ia.ca: GIF page and HISA page
1 Rates are reviewed weekly and are subject to change without notice. To view our current rates at any time, visit ia.ca/fixed-income-investment-rate.
