Tax refund: the swing that pays!

We have identified your clients who contributed to their RRSPs and/or FHSAs for the 2025 tax year and may be eligible for a tax refund. We have already initiated the conversation by sending them a targeted email. Now, it’s your shot!

One swing, three winning plays 

In addition to pursuing the existing strategy within RRSPs and FHSAs, we have identified 3 reinvestment options for you, grouped into high-potential client segments based on the products they already hold:

1. Clients who have not maximized their TFSA or who don’t have one: Reinvest available cash to help them grow their savings in a tax-efficient manner

2. Clients with children: Maximize their overall returns by reinvesting their tax refund in an RESP, allowing them to fully benefit from government grants

3. Clients without critical illness insurance: Protect them against a loss of income due to a critical illness during their working years, while boosting their retirement income through the flexible return of premiums. Your list includes 3 premium scenarios (non-smoker) with different insurance amounts and options*

Note that your list first prioritizes the highest invested amounts, then clients with a pre-authorized debit agreement (PAD).

Make every shot count

Remember that each of these opportunities helps strengthen your advisory offer to your clients, particularly in the context of the new total cost reporting requirement, which might increase their sensitivity to the management fees they pay.

Make the most of every client interaction to showcase your expertise, demonstrate your added value and highlight the tangible benefits of the solutions you suggest.

To support your outreach even further, we have created an express kit to help you effectively kick off discussions with your clients, including emails, posts, calculators and more!

It’s your shot – download your lists today!

To do so, log in to the Advisor Centre and go to the secure messaging section:

*Note: The premiums shown in the sales opportunity lists are provided for informational purposes only. They may be adjusted based on each client’s specific circumstances (e.g., smoking status, health condition or age at the time of underwriting).

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